If you are involved in a Car Accident
Being involved in a car wreck can be devastating. While the car accident alone and the injuries sustained by the accident are more than enough for a victim to handle, dealing with the insurance adjuster, and knowing your legal rights and responsibilities arising out of an accident, can make it even more difficult. It is advisable for all victims of an auto accident to hire an experienced Ware County personal injury lawyer as soon as possible.
The Accident Scene
Evidence at an accident scene, such as road marks or witnesses memories, can fade away shortly after the accident. The pain of injuries sustained by the victim can also diminish over time. Photos are the best evidence of the accident scene; if you can take them after the accident it can help your case. There may also be a need to interview witnesses while memories of the accident are still fresh.
The insurance company for the driver who caused the accident are very experienced dealing with car accident cases. The insurance company and their defense attorneys will be gearing up to find every possible weakness in your case, from the moment they are notified about the accident. Usually, the insurance company will ask the injured party to give a record statement. You should always refuse any such request unless accompanied by your attorney. That statement serves one purpose to benefit the insurance company, not you.
Many insurance companies will ask the injured victim to provide them with a medical release, this is another bad idea. That release allows the insurance adjuster to obtain any of your medical records both before and after the accident, regardless of whether they are related to the accident. More often than not, the insurance companies of the at fault party will NOT pay for your medical expenses without being force too.
Insurance companies typically address property damage claims sooner after the accident than personal injury claims. Under Georgia law, the insurance company is required to pay the lesser of: the reasonable amounts to fix the vehicle, or, if the vehicle has been totaled in the accident, the market value of the vehicle at time of accident. Georgia law does not require the insurance company to pay the balance of any loan (liens) that you may have on the car.
About Car Accident Insurance & Investigations
The insurance company will most likely conduct tits own investigation into what happened. Whether it is your insurance company or the other party’s insurance company, it is critical to remember that their overriding objective is to pay as little as possible.
In other words, the insurance company is not on your side. They will use your own statements against you and look for other ways to deny your claim. In addition, many insurance companies will make lowball settlement offers and generally drag their feet in an effort to get you to accept as little compensation as possible.
Another tactic they will regularly employ is by attempting to settle your claim as quickly as possible. They may offer you a cash settlement within 24 or 48 hours of your settlement, before you really know the extent of your injuries and other losses. The problem is that you will have waived any additional or future claims once you accept the settlement. As a result, you cannot pursue a claim even if you later discover that you were more injured than you thought or your losses are more extensive than anticipated.
Accident Attorneys in Waycross
There are many things that need to be done to protect your legal rights following a motor vehicle crash. At the Merritt & Merritt Law Firm, we have handled thousands of cases arising out of auto accidents for more than 40 years. Put our experience behind your case. If you have been injured in an automobile collision, consult with a Waycross accident attorney immediately. Call us now at 912-764-3434 or 1-800-738-WE-WIN.
Emergency Contact Information:
Waycross Police Department
512 Oak St.
Waycross, GA 31501
Mayo Clinic Health System
410 Darling Ave.
Waycross, GA 31501
611 Riverside Ave.
Waycross, GA 31501